Privacy Policy
Last updated: August 6, 2026
Michelle Trujillo respects your privacy and is committed to protecting the personal information you provide through this website.
Information We Collect
When you register for a webinar, complete a form, contact us, or otherwise use this website, we may collect information such as:
Your name
Email address
Telephone number
Information you voluntarily provide about your real estate or mortgage needs
Basic website usage and technical information, such as browser type, device type, and pages visited
Please do not submit Social Security numbers, bank-account information, credit-card details, or other highly sensitive financial information through this website.
How We Use Your Information
Your information may be used to:
Register you for webinars or events
Respond to your questions or requests
Contact you regarding mortgage, real estate, or related services
Provide information you requested
Improve this website and our services
Comply with legal and regulatory requirements
Communications Consent
By submitting a form, you consent to being contacted by Michelle Trujillo and affiliated service providers regarding your inquiry by email, telephone, or text message.
Consent is not a condition of purchasing any product or service. Message and data rates may apply. You may opt out of marketing emails by using the unsubscribe option provided, or opt out of text messages by replying STOP.
Sharing of Information
We may share your information with KAM Financial & Realty and service providers used to operate this website, manage registrations, communicate with leads, or provide requested mortgage and real estate services.
These services may include website hosting, customer-relationship-management platforms, email providers, scheduling services, webinar platforms, and related technology providers.
We do not sell your personal information for monetary compensation.
Cookies and Third-Party Services
This website and its service providers may use cookies or similar technologies to operate the site, understand website activity, remember preferences, and improve performance.
Third-party services may process information according to their own privacy policies.
Data Security
Reasonable administrative and technical measures are used to protect personal information. However, no website, email system, or electronic transmission can be guaranteed to be completely secure.
California Privacy Rights
California residents may have rights concerning their personal information, including rights to request access, correction, or deletion of certain information, subject to applicable law and exceptions.
The CCPA provides qualifying California consumers with rights involving access, deletion, correction, sharing, and nondiscrimination, but its complete obligations apply only to businesses meeting the law’s coverage requirements.
To submit a privacy-related request, email:
We may need to verify your identity before completing a request.
Children’s Privacy
This website is intended for adults and is not directed toward children under 13. We do not knowingly collect personal information from children under 13.
Changes to This Policy
This Privacy Policy may be updated periodically. Any changes will be posted on this page with a revised “Last updated” date.
Contact
Michelle Trujillo
Loan Officer and REALTOR®
NMLS ID #1452139
California DRE #02085341
Affiliated with KAM Financial & Realty
Email: admin@MTmortgageloans.com
Terms & Conditions
Last updated: August 6, 2026
By accessing or using this website, you agree to these Terms and Conditions. Please discontinue use of the website if you do not agree with them.
Informational Purposes Only
The content on this website is provided for general informational and educational purposes only. It is not legal, tax, accounting, investment, or financial advice.
No Commitment to Lend
Nothing on this website constitutes a commitment to lend, an offer of credit, a loan approval, or a guarantee that financing will be available.
Loan programs, rates, terms, fees, down-payment requirements, and eligibility standards may change without notice. All financing is subject to borrower qualification, property approval, underwriting, applicable laws, and lender requirements.
No Agency Relationship
Using this website, registering for a webinar, or submitting an inquiry does not by itself create a real estate agency, brokerage, fiduciary, lender, borrower, or client relationship.
Any professional relationship must be established separately through the required agreements and disclosures.
Property and Program Information
Real estate listings, property details, financing examples, assistance programs, estimated payments, and other information may come from sources believed to be reliable. However, accuracy, availability, and completeness are not guaranteed.
Users should independently verify all important information before making a financial or real estate decision.
Webinar Content
Webinars and presentations are educational and may discuss mortgage programs, home-buying assistance, real estate services, or general market information.
Attending a webinar does not guarantee loan qualification, program eligibility, funding, approval, or the availability of any particular property or financial product.
Third-Party Links and Services
This website may contain links to third-party websites or use third-party platforms, including scheduling, webinar, customer-management, form, and communication services.
Michelle Trujillo and KAM Financial & Realty are not responsible for the content, availability, security, or privacy practices of independently operated third-party services.
Intellectual Property
Unless otherwise stated, the text, design, graphics, branding, and original materials appearing on this website may not be copied, reproduced, distributed, or commercially used without permission.
Acceptable Use
You agree not to:
Use the website for unlawful or fraudulent purposes
Attempt to disrupt or gain unauthorized access to the website
Submit false, misleading, or another person’s information
Copy or misuse website content in violation of applicable law
Disclaimer of Warranties
This website and its content are provided on an “as available” basis. To the fullest extent permitted by law, no warranties are made regarding accuracy, reliability, availability, suitability, or completeness.
Limitation of Liability
To the fullest extent permitted by applicable law, Michelle Trujillo and KAM Financial & Realty will not be liable for losses or damages resulting from reliance on website content, inability to access the website, third-party services, or decisions made based on information presented here.
Governing Law
These Terms and Conditions are governed by the laws of the State of California, without regard to conflict-of-law principles.
Changes to These Terms
These Terms may be updated periodically. Continued use of the website following an update constitutes acceptance of the revised Terms.
Contact
Questions concerning these Terms may be sent to:
Privacy Policy
Last updated: August 6, 2026
Michelle Trujillo respects your privacy and is committed to protecting the personal information you provide through this website.
Information We Collect
When you register for a webinar, complete a form, contact us, or otherwise use this website, we may collect information such as:
Your name
Email address
Telephone number
Information you voluntarily provide about your real estate or mortgage needs
Basic website usage and technical information, such as browser type, device type, and pages visited
Please do not submit Social Security numbers, bank-account information, credit-card details, or other highly sensitive financial information through this website.
How We Use Your Information
Your information may be used to:
Register you for webinars or events
Respond to your questions or requests
Contact you regarding mortgage, real estate, or related services
Provide information you requested
Improve this website and our services
Comply with legal and regulatory requirements
Communications Consent
By submitting a form, you consent to being contacted by Michelle Trujillo and affiliated service providers regarding your inquiry by email, telephone, or text message.
Consent is not a condition of purchasing any product or service. Message and data rates may apply. You may opt out of marketing emails by using the unsubscribe option provided, or opt out of text messages by replying STOP.
Sharing of Information
We may share your information with KAM Financial & Realty and service providers used to operate this website, manage registrations, communicate with leads, or provide requested mortgage and real estate services.
These services may include website hosting, customer-relationship-management platforms, email providers, scheduling services, webinar platforms, and related technology providers.
We do not sell your personal information for monetary compensation.
Cookies and Third-Party Services
This website and its service providers may use cookies or similar technologies to operate the site, understand website activity, remember preferences, and improve performance.
Third-party services may process information according to their own privacy policies.
Data Security
Reasonable administrative and technical measures are used to protect personal information. However, no website, email system, or electronic transmission can be guaranteed to be completely secure.
California Privacy Rights
California residents may have rights concerning their personal information, including rights to request access, correction, or deletion of certain information, subject to applicable law and exceptions.
The CCPA provides qualifying California consumers with rights involving access, deletion, correction, sharing, and nondiscrimination, but its complete obligations apply only to businesses meeting the law’s coverage requirements.
To submit a privacy-related request, email:
We may need to verify your identity before completing a request.
Children’s Privacy
This website is intended for adults and is not directed toward children under 13. We do not knowingly collect personal information from children under 13.
Changes to This Policy
This Privacy Policy may be updated periodically. Any changes will be posted on this page with a revised “Last updated” date.
Contact
Michelle Trujillo
Loan Officer and REALTOR®
NMLS ID #1452139
California DRE #02085341
Affiliated with KAM Financial & Realty
Email: admin@MTmortgageloans.com
Terms & Conditions
Last updated: August 6, 2026
By accessing or using this website, you agree to these Terms and Conditions. Please discontinue use of the website if you do not agree with them.
Informational Purposes Only
The content on this website is provided for general informational and educational purposes only. It is not legal, tax, accounting, investment, or financial advice.
No Commitment to Lend
Nothing on this website constitutes a commitment to lend, an offer of credit, a loan approval, or a guarantee that financing will be available.
Loan programs, rates, terms, fees, down-payment requirements, and eligibility standards may change without notice. All financing is subject to borrower qualification, property approval, underwriting, applicable laws, and lender requirements.
No Agency Relationship
Using this website, registering for a webinar, or submitting an inquiry does not by itself create a real estate agency, brokerage, fiduciary, lender, borrower, or client relationship.
Any professional relationship must be established separately through the required agreements and disclosures.
Property and Program Information
Real estate listings, property details, financing examples, assistance programs, estimated payments, and other information may come from sources believed to be reliable. However, accuracy, availability, and completeness are not guaranteed.
Users should independently verify all important information before making a financial or real estate decision.
Webinar Content
Webinars and presentations are educational and may discuss mortgage programs, home-buying assistance, real estate services, or general market information.
Attending a webinar does not guarantee loan qualification, program eligibility, funding, approval, or the availability of any particular property or financial product.
Third-Party Links and Services
This website may contain links to third-party websites or use third-party platforms, including scheduling, webinar, customer-management, form, and communication services.
Michelle Trujillo and KAM Financial & Realty are not responsible for the content, availability, security, or privacy practices of independently operated third-party services.
Intellectual Property
Unless otherwise stated, the text, design, graphics, branding, and original materials appearing on this website may not be copied, reproduced, distributed, or commercially used without permission.
Acceptable Use
You agree not to:
Use the website for unlawful or fraudulent purposes
Attempt to disrupt or gain unauthorized access to the website
Submit false, misleading, or another person’s information
Copy or misuse website content in violation of applicable law
Disclaimer of Warranties
This website and its content are provided on an “as available” basis. To the fullest extent permitted by law, no warranties are made regarding accuracy, reliability, availability, suitability, or completeness.
Limitation of Liability
To the fullest extent permitted by applicable law, Michelle Trujillo and KAM Financial & Realty will not be liable for losses or damages resulting from reliance on website content, inability to access the website, third-party services, or decisions made based on information presented here.
Governing Law
These Terms and Conditions are governed by the laws of the State of California, without regard to conflict-of-law principles.
Changes to These Terms
These Terms may be updated periodically. Continued use of the website following an update constitutes acceptance of the revised Terms.
Contact
Questions concerning these Terms may be sent to: